Insights on Financial Services
Report
The next age of fintech: AI, digital assets, and new paths to success
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Fintechs are now generating $650 billion in revenue, and the most successful ones are balancing scale, profitability, and new-found regulatory maturity.
Report
Global Banking Annual Review 2026: Precision with speed
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In this preview of our 2026 Global Banking Annual Review, we provide a glimpse of banks’ continued strong results in 2025; the emergence of a new world map; the tipping point for customer ownership; and the unprecedented pace at which AI is remaking the industry, prompting banks to accelerate their precision strategies and evolve into multispeed organizations.
Report
The future of AI in the insurance industry
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Only a few insurers have extracted outsize value from AI to gain a competitive edge. Joining their ranks requires a strategic, comprehensive approach that rewires the enterprise.
Article
Beyond stablecoins: The emerging architecture of on-chain money
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As attention focuses on stablecoins, a larger $4 trillion transformation is underway, integrating bank deposits and central bank assets into a unified global monetary stack.
Blog Post
Creating value through agentic-enabled capital origination
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A “capital-light” approach empowered by AI could give clients greater flexibility while creating significant value for corporate and investment banks.
Podcast
Talking with Nigel Morris, cofounder of QED Investors
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The venture capital firm, which supports early-stage and growth fintechs, gives its founders a front-row seat to observe the industry’s accelerating evolution.
Article
How gen AI agents threaten retail banks’ customer relationships
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As customers increasingly turn to gen AI for financial advice and agentic AI continues to rise, retail banks should consider how to mitigate potential disintermediation.
Article
Can agentic AI (finally) modernize core technologies in insurance?
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Insurers have long understood the need to transform their core technologies. So, why haven’t they? Agentic AI may finally make the difference.
Interview
An agile approach to hiring: Mastercard’s tech talent transformation
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Leaders from the global payments technology company explain how embracing the nimble, collaborative ethos of product development enabled them to overhaul talent recruitment.
Article
The AI-powered bank: Rewiring for excellence in customer care
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To unlock AI value, banks must “rewire”: integrating technology into redesigned processes, unified data, and cross-functional operating models to achieve sustainable structural change.
Article
Midmarket insurance: Managing growth in a complex environment
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Adopting a data-driven framework to replace fragmented practices may be the key to risk-controlled growth for insurance’s strategically important mid-corporate market.
Talking Banking Matters
Leaders in Payments is an original podcast series from McKinsey’s Global Banking Practice, featuring conversations with...
Banking & Securities matters
Short takes on critical topics for leaders in banking, securities and beyond.
McKinsey on Insurance
McKinsey Insurance leaders and other experts help you navigate the challenges of a fast-changing insurance landscape and inspire...
Insurance blog
Short takes on vital topics for insurance leaders.
Featured publications
Report
Global Banking Annual Review 2025: Why precision, not heft, defines the future of banking
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Banks need to prepare for the next growth curve. Global Banking Annual Review 2025 shows how a targeted approach can help them...
Article
The stable door opens: How tokenized cash enables next-gen payments
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Stablecoins are transforming payments globally, and tailwinds may cause a material shift across the payments industry in 2025...
Report
Global Insurance Report 2025: The pursuit of growth
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Finding profitable growth is an imperative for the world’s personal and commercial property and casualty insurers, while life...







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