Insights on Financial Services
Report
The 2026 Global Payments Report: Operational excellence in an invisible world
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As market momentum slows and checkouts integrate into software, payments value is shifting from front-end screens to the control layer of trust, dynamic routing, and agentic rails.
Report
Global Banking Annual Review 2026: Precision with speed
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In this preview of our 2026 Global Banking Annual Review, we provide a glimpse of banks’ continued strong results in 2025; the emergence of a new world map; the tipping point for customer ownership; and the unprecedented pace at which AI is remaking the industry, prompting banks to accelerate their precision strategies and evolve into multispeed organizations.
Report
How AI will reshape the economics of insurance: A CEO’s guide to strategy
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AI could upend the industry’s long-standing structures and dynamics. Competitive advantage will accrue to carriers, distributors, and tech providers that prepare now.
Interview
Brilliant Moves: Coffee with Lloyds Banking Group CEO Charlie Nunn
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Drawing on two decades of collaboration, Lloyds Banking Group’s Charlie Nunn and McKinsey’s Tunde Olanrewaju explore how trust, curiosity, and optimism help leaders reimagine institutions in the age of AI.
Article
At last, customers first: AI-powered personalization can help banks create value
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Banks can better compete against digital-first rivals by using AI to deliver more effective, hyperpersonalized customer engagement. Here are four key components of this strategy.
Article
Asia’s 75-point gap: Moving consumers from retirement angst to action
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Asians are worried about retirement but largely underprepared for it. The retirement industry can close the gap between customers’ awareness and action by rethinking traditional approaches to insurance.
Article
Cross-border payments: Out of the commodity trap, into the future
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As the current playbook reaches its limits, international payments is transitioning from a stand-alone product to a feature embedded in broader services. Here is how industry players can make the pivot.
Article
How instant payments are transforming the financial landscape
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Lessons from markets around the world can help commercial payments players keep pace with a rapidly evolving environment.
Article
The untapped prize: Asia’s high-net-worth insurance market
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The competition for Asia’s high-net-worth-individual market is underway. Insurers are well-placed to address evolving customer needs.
Report
Building profit resilience in European private banking
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Private banks face a critical decision point: Strengthen their business focus and monetization discipline, or risk declining profits.
Podcast
Talking with Daniel Marovitz, SVP of Fintech at Booking.com
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Booking.com’s senior vice president of fintech describes how the travel-booking company has become the global platform of choice by managing complexity and easing customers’ pain points.
Talking Banking Matters
Leaders in Payments is an original podcast series from McKinsey’s Global Banking Practice, featuring conversations with...
Banking & Securities matters
Short takes on critical topics for leaders in banking, securities and beyond.
McKinsey on Insurance
McKinsey Insurance leaders and other experts help you navigate the challenges of a fast-changing insurance landscape and inspire...
Insurance blog
Short takes on vital topics for insurance leaders.
Featured publications
Report
Global Banking Annual Review 2025: Why precision, not heft, defines the future of banking
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Banks need to prepare for the next growth curve. Global Banking Annual Review 2025 shows how a targeted approach can help them...
Article
The stable door opens: How tokenized cash enables next-gen payments
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Stablecoins are transforming payments globally, and tailwinds may cause a material shift across the payments industry in 2025...
Report
The future of AI in the insurance industry
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Only a few insurers have extracted outsize value from AI to gain a competitive edge. Joining their ranks requires a strategic,...

















