ALL INSIGHTS

Article

The future of payments in the Middle East

– As cash transactions give way to digital, what changes can the region’s banks and payments providers expect to see in the... next few years?
Interview

Author Talks: Gottfried Leibbrandt on why cash may be a thing of the past

– The digital revolution in payments is under way. What does that mean for how we think about payments and the way that money moves?
Article

Buy now, pay later: Five business models to compete

– Financing at the point of sale may be a small share of unsecured lending in the United States today, but it’s growing fast.... Banks seeking long-term growth should explore market entry, and merchants should reassess their financing offers.
Article

Financial services unchained: The ongoing rise of open financial data

– If open finance continues to accelerate, it could reshape the global financial services ecosystem, change the very idea of banking,... and increase pressure on incumbents.
Interview

Nordic payments: Where collaboration and competition lead to innovation

– Three industry leaders share perspectives on working across ecosystems and borders to provide world-class payments that deliver... customer, business, and societal value.
Discussion Paper - McKinsey Global Institute

Financial data unbound: The value of open data for individuals and institutions

– Economies that embrace data sharing for finance could see GDP gains of between 1 and 5 percent by 2030, with benefits flowing... to consumers and financial institutions.
Podcast - Talking Banking Matters

At the intersection of banking and technology: A conversation with Cross River Bank

– In a wide-ranging interview with McKinsey’s Vijay D’Silva, Cross River’s Gilles Gade (CEO) and Adam Goller (head... of fintech banking) talk tech, talent, cryptocurrency, and their role as one of the biggest US originators of Paycheck Protection Program (PPP) loans.
Blog Post

Technology-led shifts and opportunities in card-based payments

– New technologies are opening the way for innovation in payments; to take full advantage, payments providers need to modernize... three elements of their legacy technology.
Issue

McKinsey on Payments 31

Covering trends and opportunities in the world of payments.
Article - McKinsey Global Institute

COVID-19: Making the case for robust digital financial infrastructure

– The pandemic has been a tough, real-life stress test for government disbursement schemes, highlighting opportunities but also... gaps and vulnerabilities.
Blog Post

US digital payments: Achieving the next phase of consumer engagement

– McKinsey’s survey of US consumers confirms deeper digital engagement, but some new concerns about trust.
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