ALL INSIGHTS

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Global payments 2017: Amid rapid change, an upward trajectory

– The global payments industry continues to deliver healthy growth, with underlying fundamentals such as transaction volumes and... account balances demonstrating even greater strength. This rosy scenario also lays the groundwork for significant disruption likely to alter the dynamics between financial institutions and fintechs.
Article

Monetizing data: A new source of value in payments

– Payments providers are already adept at generating customer insights from data. Now, leading firms are using advanced analytics... to monetize the data itself.
Article

Data sharing and open banking

– The potential benefits of open banking include improved customer experience, new revenue streams, and a sustainable service model... for underserved markets.
Article

Mobile financial services in Africa: Winning the battle for the customer

– To compete in Africa’s diverse mobile money markets, banks must offer distinctive mobile and digital services not only in... payments and deposits, but across the spectrum of financial services.
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Financial ecosystems: The next horizon for US banks

– Banking ecosystems may represent the next frontier of banking innovation and a long-sought growth engine for banking profit pools.
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Payments: On the crest of the fintech wave

– Multiple forces, including technology and demographics, are dramatically reshaping the payments value chain, and opening the industry... to potential disruption from fintechs. Incumbents have a number of strong options for addressing this disruption. Those that think deeply about how the industry is evolving and take early action will fare best.

Report

A brave new world for global banking

– Our annual global banking review finds that a weak global economy, digitization, and regulation threaten the industry’s... near-term profitability.
Report

Rethinking correspondent banking

– In its fundamentals, correspondent banking—that is, one financial firm carrying out transactions on behalf of another—has... actually altered little since it first emerged centuries ago. Today, three forces are leading to change: increasing customer expectations, regulatory demands and the emergence of digital innovators.
Article

How the payments industry is being disrupted

– While we expect the payments industry to keep growing at a healthy rate, powerful disruptive forces will begin to reshape the... global landscape.
Report

Payments in Asia: At the vanguard of digital innovation

– Digitization of business processes and the emergence of new platforms for payments and finance bring both challenges and opportunities... to payments businesses operating within Asia or serving clients who trade with Asia.