ALL INSIGHTS

Podcast - Talking Banking Matters

Driven by purpose: 15 years of M‑Pesa’s evolution

– M‑Pesa Africa’s managing director Sitoyo Lopokoiyit shares his views on running one of Africa’s first fintechs.
Article

Managing financial crime risk in digital payments

– To face down the financial-crime threat, payments service providers can learn from banks while utilizing their own advanced technological... skills.
Article

Reinventing credit cards: Responses to new lending models in the US

– Buy now, pay later could pose a challenge to credit cards’ leading position in US payments. To sustain profitable growth,... issuers may need to rethink their products, economics, and value propositions.
Interview

Mobile wallets: Southeast Asia’s new digital life hack

– Mobile-payment wallets have taken the Southeast Asian payments sector by storm, but where next for this groundbreaking technology?... Three leaders in the field share their insights.
Podcast

Financial inclusion and sustainable, inclusive growth in action

– Access to financial services remains a significant barrier to prosperity for millions of Americans. How can businesses promote... financial inclusion and support sustainable, inclusive growth more broadly?
Issue

McKinsey on Payments 32

Covering trends and opportunities in the world of payments.
Podcast - Talking Banking Matters

Leapfrogging a generation: Talking with GB Agboola, CEO of Flutterwave

– The cofounder of the Lagos-based fintech shares his perspectives on the nuanced dynamics of payments competition and innovation... in Africa.
Podcast - Talking Banking Matters

Going global: A conversation with Revolut’s CFO Mikko Salovaara

– While other fintechs seek to establish a beachhead in a specific region or category, UK-based Revolut is looking to build a global... ecosystem from the start.
Podcast - Talking Banking Matters

Enabling global commerce: A conversation with Payoneer CEO Scott Galit

– While retail payments providers often become household names, most flows are between businesses. Scott Galit describes how B2B... fintech Payoneer has grown by leveraging early success in cross-border payments.
Report

Reconceiving the global trade finance ecosystem

– Trade finance does not work as well as it could, particularly for the millions of smaller businesses that help fuel the global... economy. A new joint report sets out a vision for improving the ecosystem for all players.
Blog Post

New trends in US consumer digital payments

– Consumers’ survey responses indicate that interest in digital payments continues to grow, including in new areas like “buy... now, pay later” and cryptocurrency.
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