Max Flötotto

Senior Partner, Munich

Serves leading financial institutions on strategy and M&A throughout the deal cycle, from due diligence to integration; works intensively with fintech companies

About Max

Max leads McKinsey’s work for the banking sector in Germany and coleads our European fintech service. He has supported clients in building multiple businesses. In his M&A role, Max has supported companies in more than 40 integrations around the world, particularly in Europe, Africa, and the Middle East. He focuses on deals involving financial institutions from start to finish, from M&A strategy, target identification, and due diligence to integration design, planning, and execution.

Examples of Max’s recent client work include the following:

defining a future-proof strategy for a leading universal bank in Europe
building a new retail bank from scratch in less than 12 months
delivering synergies worth more than €1 billion in a multiyear integration of two European banks
merging a European bank’s shared-service units—including a carve-out and legal-entity merger—to create one integrated holding
guiding a complex, three-way merger of universal banks in the United Arab Emirates
conducting numerous buyer due-diligence reviews, including on a European payment provider, a consumer-finance niche company in Germany, and a Western European retail bank
developing a regional operating model for a global insurance company across multiple countries

Max writes extensively on M&A, banking, and fintech trends and leads research projects on European banking. He speaks regularly at conferences in the banking and fintech communities.