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Joydeep Sengupta

Senior Partner, Singapore
Leads the Asia–Pacific Banking Practice and works side by side with banking and insurance clients to transform their businesses

About Joydeep

Joydeep leads the Asia–Pacific Banking Practice and has served leading financial institutions across multiple markets in Asia and Europe. Joydeep has deep expertise in architecting and executing multiyear business transformations. His experience in digital, strategy, organization, risk, and change management allows him to counsel and work with CEOs on capturing value.

His recent work includes supporting the transformation of leading banks and insurers in Asia, with a focus on innovation and changes in business models and culture driven by the new digital economy. He is also actively involved in serving regulators and policy makers across several markets in Asia on topics related to banking-sector blueprints, digital infrastructure, payment systems, and regulations.

He is currently a member of several policy-making groups in Asia, working on financial-sector and capital-market reform issues.

Joydeep has authored several publications in the areas of digital banking, corporate and investment banking, retail banking, infrastructure, and organizational change.

Published work

Emerging stronger, fitter, faster: The rise of the Asian corporation,” McKinsey & Company, December 2020

Using ecosystems to reach higher: An interview with the co-CEO of Ping An,” McKinsey & Company, November 2020

The next frontier in Asia payments,” McKinsey & Company, November 2020

Asia wealth management post-COVID-19: Adapting and thriving in an uncertain world,” McKinsey & Company, June 2020

How healthy is the Asian financial system?,” McKinsey & Company, May 2020

How Asia is reinventing banking for the digital age,” McKinsey & Company, February 2020

Signs of stress: Is Asia heading toward a debt crisis?,” McKinsey & Company, August 2019

Bracing for consolidation in Asia–Pacific banking: The quest for scale,” McKinsey & Company, June 2019

A study in complex change: Transforming a global public-sector organization,” McKinsey & Company, June 2018

Remaking the bank for an ecosystem world,” McKinsey & Company, October 2017

Weathering the storm: Asia-Pacific Banking Review 2016,” McKinsey & Company, June 2016

Four innovative ways Asian banks can create actionable insights from customer data,” McKinsey & Company, April 2013

Retail banking in Asia: Actionable insights for new opportunities,” (PDF–1.53 MB), McKinsey & Company, March 2013

The triple transformation: Achieving a sustainable business model,” (PDF–1.49 MB), McKinsey & Company, October 2012

New directions for Asia’s wholesale banks: A discussion with two investment bankers,” McKinsey & Company, March 2011


Indian Institute of Management, Ahmedabad
Postgraduate diploma, business management

University of Delhi