This is a profile image of  Bharath Sattanathan

Bharath Sattanathan

Partner, Singapore

Works in a broad range of global, regional, and local institutions across banking, fintech, insurance, private equity, and wealth on topics related to corporate strategy, digital innovation, large-scale transformation, and M&A


Bharath is a partner with McKinsey who serves clients predominantly in the financial-services sector with more than 13 years of consulting experience.

He is a core member of the McKinsey Digital Practice for banking, with extensive experience across design and implementation of digital-attacker banks, digitization of financial institutions, and new digital business models. Bharath’s experience spans retail and small and medium-sized enterprises (SME), banking, payments, insurance and wealth management, and banking operating models.

In addition to his extensive work experience, Bharath is also fluent in Hindi, Tamil, and English.


Mobile wallets: Southeast Asia’s new digital life hack,” McKinsey & Company, May 2022

The next frontier in Asia payments,” McKinsey & Company, November 2020

A new era for payments is dawning in Singapore,” The Business Times, May 2019


Oliver Wyman


MBA, marketing and finance