Adoption has outrun impact: AI is scaling across nearly every enterprise, but most organizations aren’t seeing the return, because they’ve deployed AI without redesigning the work around it. This issue shows what closing that gap looks like, from banks rebuilding their risk operating models around AI to scaling agentic AI in compliance and collections to preparing for faster, converging threats across industries. The throughline: redesigning around AI, not just adopting it, is what turns scale into return.