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Sandhosh Kumar


Leads Leap by McKinsey in the United Kingdom; helps companies with growth agendas by launching new businesses and propositions via leveraging technology

Sandhosh Kumar is a partner in McKinsey’s London office and leads Leap by McKinsey in United Kingdom. With over 20 years of experience in financial services and technology, he advises companies across sectors on how to seize opportunities created by digital and analytics in creating new growth and specializes in growth created by launching and scaling new fintech businesses and propositions—typically by leveraging next-generation platforms and technology.

Examples of his recent client work include the following:

  • driving growth for a European postal operator by leveraging financial-services propositions in collaboration with “banking-as-a-service” members
  • launching a neo-bank focused on daily banking and wealth needs for Middle Eastern customers; the bank was built with greenfield technology by more than 20 fintech partners and was launched within nine months, end to end
  • building a next-generation data-platform company to simplify and automate post-trade operations in the asset management industry for a consortium of asset managers in the United States and European Union
  • launching a new payments-based business for a global telco to facilitate device to device payments
  • building a new small and medium-size enterprises (SME) digital-attacker for a retail bank in the UK that leveraged a greenfield technology stack and working with more than 20 fintech partners
  • driving growth for an Irish bank by building a new digital mortgage proposition


Next-generation core banking platforms: A golden ticket?,” McKinsey & Company, August 2019


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National University of Singapore
BEng, electrical and electronics engineering