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María del Mar Martínez

Senior Partner, Madrid
Leader of the Financial Institutions Practice for Spain and Portugal. Advisor to financial institutions on growth strategies and organization, innovation, risk management and control. She also leads our European recruiting council since 2016.

About María

Based in the Madrid office, María del Mar leads the Financial Institutions sector for Spain and Portugal and is a member of the European Banking Practice Committee. She has more than 20 years’ experience advising leading financial institutions in Europe and Latin America on their most complex business challenges, including growth and innovation strategies as well as the management and control of risks and capital.

María del Mar has advised several institutions on growth programs through high-value customer segment approaches and product innovation in the areas of consumer credit and others. She has also led commercial transformations, including commercial productivity programs, rationalization of branch networks, remote channels scale-up (including digital), and the derived organizational and change implications for the bank.

Additionally, María del Mar has contributed for years to the development of risk management knowledge and capabilities in Europe. She has supported several projects for capital management (including technical and business approaches), developed and implemented collections, recovery and real estate optimization strategies, and has worked with several institutions to design and implement programs in financial and non-financial risks, transformation of control and compliance areas and stress testing exercises. María del Mar is on the McKinsey on Risk Editorial Board and has published numerous articles and studies on these topics. She is often a speaker at conferences.

María del Mar has always demonstrated a firm commitment to women’s professional advancement, both internally in McKinsey, in other companies and in society. She regularly writes and speaks on this subject as well.

Since 2016 she also leads our recruiting efforts in Europe, ensuring that our recruiting activities target the best talent pools, as well as designing the strategies for keeping McKinsey & Company as one of the preferred companies to work for worldwide.

Published work

Spain after COVID-19: From resilience to reimagination,” McKinsey & Company, June 2020

McKinsey on Risk, Issue 2, McKinsey & Company, January 2017

McKinsey on Risk, Issue 1, McKinsey & Company, July 2016

Women Matter 2016: Reinventing the workplace to unlock the potential of gender diversity,” McKinsey & Company, January 2017


Stern School of Business, New York University
Masters, international management

Ecole des Hautes Etudes Commerciales (Paris)
Masters, international finance

ESADE (Barcelona)
MBA and BA, business administration