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Jorge Garate

PartnerLima

Leads McKinsey’s small and medium enterprise work in the Banking Practice in Latin America and helps financial institutions.

Jorge is a partner in the Lima office and works extensively with financial institutions. He currently leads the small and medium businesses work in the Banking Practice for Latin America.

Some of his recent relevant impact projects include:

  • Leading a full-scale commercial transformation across all business units of a major banking conglomerate.
  • Relaunching a digital payments challenger for a leading bank.
  • Designing a new segmentation, value proposition, and service model for the SME segment of a top-tier bank.
  • Developing the credit operating model for the small business unit of a large retail bank, including policies, risk models, and data requirements.
  • Launching and implementing a digital sales strategy for a consumer finance institution.
  • Delivering a transformative retail and SME banking growth strategy for a leading bank.
  • Creating an innovative loyalty program model.

PAST EXPERIENCE

JP Morgan
Mergers and acquisitions, Latin America team

EDUCATION

Wharton School of the University of Pennsylvania
MBA

Universidad del Pacifico
Bachelor’s, business administration