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Johannes-Tobias Lorenz

Senior PartnerDüsseldorf

Johannes-Tobias Lorenz

Senior PartnerDüsseldorf

Works with clients in financial services and beyond to reset their digital strategies and rewire their businesses for outperformance in the world of digital and AI

Johannes leads McKinsey’s REWIRED approach for transformations in the age of digital and AI. In this capacity, he supports clients globally in earning the digital dividend by aligning their strategy rethinks, business model transformations, and adoption approaches. In addition, Johannes orchestrates our support for start-ups and scale-ups across Europe, aspiring to lift Europe’s ambition in this crucial competitive arena.

Examples of Johannes’ recent client work include:

  • developing digital and AI strategies for leading global insurers
  • digitally transforming the most important domains for several insurers
  • managing post-merger integration

With 25 years of experience, Johannes is a seasoned counselor of CEOs and senior executives on their personal and professional agendas. He also coleads the “Board Academy” in Germany, with peers from Egon Zehnder and KPMG.

Published work

Overcoming the European tech IPO challenge,” McKinsey & Company, October 2024

Rewired and running ahead: Digital and AI leaders are leaving the rest behind,” McKinsey & Company, January 2024

Grow or exit? Overcoming the scale trap in life insurance closed books,” McKinsey & Company, October 2022

Small and medium-size commercial insurance: The big opportunity,” McKinsey & Company, May 2022

'Segment of One' statt 'One size fits all'”, McKinsey & Company, May 2022

Gewerbeversicherung - Die große Chance,” McKinsey & Company, November 2021

Running up on runoff: Strategic options for life closed books,” McKinsey & Company, February 2021

Behavioral science in insurance—nudges improve decision making,” McKinsey & Company, September 2020

Scaling agility: A new operating model for insurers,” McKinsey & Company, September 2020

Restore and reimagine: Digital and analytics imperatives for insurers,” McKinsey & Company, May 2020

The multi-access (r)evolution in insurance sales,” McKinsey & Company, April 2020

Ecosystems and platforms: How insurers can turn vision into reality,” McKinsey & Company, March 2020

Accelerate—it’s time for insurers to move swiftly and decisively,” McKinsey & Company, September 2019

E-scooters—hype or hope? Impact on European insurance carriers along the value chain,” McKinsey & Company, August 2019

Tackling the IoT opportunity for commercial lines insurance,” McKinsey & Company, June 2019

The hidden benefits of value-added services in commercial lines insurance,” McKinsey & Company, March 2019

Friends or foes: The rise of European aggregators and their impact on traditional insurers,” McKinsey & Company, December 2018

The rise of ecosystems and platforms: What role can insurers play and how can they get started?,” McKinsey & Company, July 2018

Claims in the digital age: How insurers can get started,” McKinsey & Company, April 2018

How insurers can get the most out of a digital transformation in 2018,” McKinsey & Company, February 2018

Insurance beyond digital: The rise of ecosystems and platforms,” McKinsey & Company, January 2018

Insurers’ digital reality—fewer premiums, more competition,” McKinsey Quarterly, May 2017

Past experience

Johannes has worked at McKinsey for 20 years. Before that he was an intern at Morgan Stanley in London.

Education

EBS University of Business and Law at Oestrich-Winkel
PhD, banking and finance

University of St. Gallen
Masters, finance

London School of Economics
Coursework, finance