56 percent of Chinese financial decision makers expect the economy to be stronger in three months slightly down from a high of almost 60 percent in September). 60 percent of financial decision makers describe their current financial situation as strong, and almost 90 percent expect it to remain the same or improve. ~55 percent of consumers are still concerned or somewhat concerned about their job security. Consumers are relatively net neutral on their feelings toward bank performance and would like them to improve their websites to allow for more seamless online transactions. Electronic payments, such as Alipay, have seen increased usage over the past month, while cash usage has decreased. Overall, there is confidence in a quick recovery with only 2% believing COVID-19 will have a long lasting impact on the economy.