About Miklós

Miklós is the managing partner of our Vancouver office. He also leads the Strategy & Corporate Finance group within the global Financial Services Practice.

Since joining McKinsey’s Budapest office in 2001, Miklós has led more than 300 engagements for both private- and public-sector organizations across 40 countries. In his current consulting work, he focuses on helping leaders unlock the potential of digital technology. He has advised large financial institutions on digital transformation programs, from overall program design and managing cultural shifts to strategic and tactical prioritization. And he has also supported the government and central bank of an Asian country in developing a next-generation financial infrastructure and digital banking strategy.

To further our capacity to support executive decision-making, Miklós oversees Panorama, a McKinsey-created application that mines a blend of banking and financial data sources—including proprietary data—to provide wide-ranging insights into emerging strategic opportunities and sources of performance improvement. As the leader of the Panorama team, he has participated in strategy development for several of the world’s largest banks and financial regulators.

Miklós writes for the McKinsey Quarterly and other publications on a range of banking topics—most recently on financial technology innovation and the role of start-ups in the banking ecosystem. He has also published extensively on developments in the global banking landscape. 

Miklós is a certified financial analyst, a member of the CFA Institute, and a founding member of the Hungarian Society of Investment Professionals. He was awarded the Knights Cross Order of Merit of the Republic of Hungary in 2008 for supporting the government during the global financial crisis.

Published work

Fintechs can help incumbents, not just disrupt them,” McKinsey & Company, July 2016

A digital crack in banking's business model,” McKinsey Quarterly, April 2016

“The new reality for global banking,” McKinsey Quarterly, January 2016

Cutting through the fintech noise: markers of success, imperatives for banks,” McKinsey & Company, December 2015

A tale of three Asias,” McKinsey Quarterly, September 2015

Decoding financial-technology innovation,” McKinsey Quarterly, June 2015

The road back: McKinsey global banking annual review,” McKinsey & Company, December 2014

Viewing banking opportunities through different lenses,” McKinsey Quarterly, September 2014

Breakaway: How leading banks outperform through differentiation—McKinsey global banking annual review,” McKinsey & Company, November 2013

A new trend line for global banking,” McKinsey Quarterly, May 2013

“Eastern Europe banking: Time to shift gears,” McKinsey & Company, December 2012

The triple transformation: Achieving a sustainable business model—2nd McKinsey annual review on the banking industry,” McKinsey & Company, October 2012 (PDF−1.4MB)

Day of reckoning for European retail banking,” McKinsey & Company, September 2012

Strategic insight through stress-testing: How to connect the 'engine room' to the boardroom,” McKinsey & Company, July 2012

The state of global banking—in search of a sustainable model,” McKinsey & Company, September 2011

Past experience

Merrill Lynch
Associate vice president, Small Cap Growth Fund

Education

University of Cambridge
MPhil, finance and econometrics

Eotvos Lorand University
JD, law

Corvinus University of Budapest
MSc, economics