Almost half of consumers view the current economy as weak, but only 40 percent expect it to decline further in the next 3 months. Over 40 percent of consumers report decreased household income, one third reported decreased spending, and almost half (47%) reported lower savings over the past month. Most feel banks are performing per their expectations; however sentiment is net negative with 32 percent feeling they are performing below expectations. Almost 30 percent of consumers have increased their use of electronic payments, while over 40% have decreased their use of cash. The overall outlook for the economy is still net pessimistic with a 44 percent believing COVID-19 will have a long lasting impact on the economy.