Almost all consumers view the current economy as weak or neutral, and expectations for the economy in the next 3 months have slight deteriorated (5 percentage points) since June. Over 40 percent of consumers report decreased household income, one third reported decreased spending, and almost half (47%) reported lower savings over the past month. Most feel banks are performing per their expectations; however sentiment is net negative with 27 percent feeling they are performing below expectations. A fourth of consumers have increased their use of electronic payments, while over 40% have decreased their use of cash. The overall outlook for the economy is still net pessimistic with a 43 percent believing COVID-19 will have a long lasting impact on the economy.