Almost all financial decisions makers in Nigeria view the current state of the economy as neutral or weak. Though most consumers rate their current financial situation as weak or somewhat weak, more than half expect it to improve in three months. Job security concerns exist for 80 percent and household income and savings have decreased over the past month for the majority. Sentiment towards banks during the crisis is net negative and consumers would like more ease securing a line of credit and improvements in website online transactions. Mobile payments like Momo have seen an increase in usage while checks and credit cards are being used less.