The majority of financial decision makers in Italy feel the current economy is weak, and over 90 percent believe the economy will stay the same or worsen in the next 3 months. Additionally, though almost 70 percent feel their current financial situation is weak or somewhat weak, only 28 percent expect it to weaken in the next three months. Almost 60 percent of consumers are concerned or somewhat concerned about job security, and almost 35 percent have less than 4 months of savings. Most feel banks are performing per their expectations; however, sentiment is net negative. Many want their banks to reduce payments or interest rates on loans. 28 percent of consumers believe COVID-19 will have a long lasting impact on the economy, up from 24 percent in September.