Almost all financial decision makers in Germany view the current state of the economy as weak or neutral, and only 15% of them expect that the situation will improve in the next 3 months. On the personal side, over half of respondents describe their financial situation as weak or somewhat weak, with 75 percent expecting it to remain the same over the next 3 months. Job security is still a concern for about a third of consumers, and just ~40 percent have less than 4 months of savings. Banks are performing per expectations, but consumers would like to have late fees for credit cards waived and increase in contactless payment limits. Just over 60 percent of financial decision makers are unsure about the economy after the COVID-19 crisis, with 18 percent still pessimistic about the economic conditions.