Our Insights

Featured Insights

Article

McKinsey’s Global Banking Annual Review

– Updated annually, our Global Banking Annual Review offers the best of our research and insights into the global banking industry. Explore the findings from our most recent report and scroll for past years’ reports.
Article

In banking, location is everything again—for now
– With growth diverging again in emerging versus developed economies, banks need to remap their market strategy.
Article

Five retail banking products that unite value and a sense of purpose
– As increasing numbers of customers look for products and services with positive social or environmental impacts, banks can add... value through innovation.
Article

Charting retail banking revenues by generation
– The global banking industry is facing a long winter, and in the coming months and perhaps years, the COVID-19 pandemic's impact... will present banks with many challenges.
Article

Detour: An altered path to profit for European fintechs
– To navigate the economic fall-out from COVID-19, Europe’s fintechs will need to adjust their playbook.
Interactive

Inflection point: Seven transformative shifts in US retail banking
– Only ten years ago, the US retail banking industry was in the depths of the global financial crisis, as many once leading institutions... struggled to survive. Since then, after bringing in billions in fresh capital, US banks have made a return to stable ground and greater liquidity. Now, however, several transformative forces are accelerating the evolution of US banking and promising to make the business more challenging in the next ten years.
Article

Deep insights, broad solutions: How banks can win in the vast housing ecosystem
– The value of an ecosystem is closely tied to how many connections it can make in the service of customer needs. To strengthen... their natural position in housing, banks must broaden their scope without losing their focus on individual consumers.

MORE INSIGHTS

Article

Net-zero underwriting in P&C and the growth at stake
– P&C insurers need to position themselves to capture net-zero transition growth opportunities. Whether by setting net-zero... commitments or responsibly steering the portfolio, the time to act is now.
Article

Rate reset presents banks with IRRBB challenge
– By focusing on six key areas, banks can more accurately manage rising interest rates and credit spread risk across business lines,... meet regulatory demands, and create competitive advantage.
Podcast - McKinsey Institute for Black Economic Mobility

A guide to investing in Black economic mobility
– Large segments of the Black population in the United States are underserved on a range of socioeconomic dimensions. Here’s... how impact investors can help close that gap.
Interview

How to merge talent, skills, and purpose: A chat with the Group CEO of Singlife
– Pearlyn Phau, Group CEO of Singlife, reveals some of the ins and outs of merging an insurtech start-up and a legacy player.
Commentary

How to improve liquidity accuracy at a time of economic uncertainty
– To address rising interest rates and continued economic uncertainty, now is the time for CFOs and treasurers to take a more structured... and systematic approach to liquidity accuracy.
Podcast

Tokenizing nontraditional assets: A conversation with Ascend Bit’s Brian Clark
– The chief product officer of a Bangkok start-up explains his company’s mission to leverage blockchain innovation for the... mothership.
Report

Global Insurance Report 2023: Closing the personal P&C protection gap
– Despite overall growth, personal P&C lines are losing market relevance and facing a growing protection gap, with a clear dichotomy... between local winners and losers. What’s next?
Interview

Klaus-Jürgen Heitmann on the journey to mobility ecosystems
– HUK-COBURG Group CEO Klaus-Jürgen Heitmann discusses why and how the insurer is using an ecosystem strategy to expand its traditional... business of direct and motor insurance in Germany.
Article

The data and analytics edge in corporate and commercial banking
– As corporate and commercial banks serve increasingly complex needs, new data- and analytics-powered tools can help the front line... understand their customers and improve sales.
Interview

Building purpose-led businesses: An interview with Ingrid Johnson
– For Ingrid Johnson, president of Sun Life Asia, helping clients achieve financial security starts with building businesses under... a common purpose.
Interview

Opening doors for women leaders: An interview with Caroline Feeney
– As executive vice president and CEO of US businesses at Prudential, Caroline Feeney has found success by staying true to herself... and helping others to climb the ladder.
Sorry, we couldn't find any results. Try removing some filters.
View more