"The first challenge is to start to develop the projects that can ultimately help people shift away from the high-carbon activities to low or zero carbon—to finance and develop those projects. But a market—and a market that depends on finance—is only as good as its actors, so the second challenge is to bring people together around a common information base with a common set of motivations. ...People don’t have an infinity of time. Much of the adaptation, and definitely the mitigation, will have to happen in a very front-loaded fashion.”