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Steven Kauderer

Senior PartnerNew York

Works at the intersection of insurance, advanced analytics, and digital to help insurance clients reach their full potential

Steven helps oversee our work in insurance within the Financial Services Practice. He advises insurance companies on issues related to strategy, operations, and organization, focusing on advanced analytics and digital disruption.

Steven serves established insurance carriers and brokers, third-party adjusters and service providers, as well as industry disruptors and private-equity clients. His product expertise includes property and casualty, life, and health insurance. A former underwriter, he works across the insurance value chain and has extensive knowledge of underwriting, risk selection, and claims.

Committed to innovation, Steven is passionate about anticipating digital disruption. He helps clients understand and utilize cutting-edge technology to reimagine their product offerings and customer experience, operations, and employee engagement. For example, Steven counsels clients on how sensor and Internet of Things technology can significantly alter the loss prevention curve. He works actively on the future of mobility and advises clients on how the four ACES trends—autonomous driving, connectivity, electrification, and smart mobility—can transform industries, including personal and commercial auto.

Skilled in developing market and product-entry strategies, Steven has worked throughout Canada, China, Europe, India, South America, and the United States. He is a frequent speaker at key insurance industry conferences and has published several thought leadership pieces in industry journals.

Steven first joined McKinsey in 1989 and served as an engagement manager until his departure in 1995. He returned to the firm in 2017.

Published Work

A better approach to M&A in North American insurance,” McKinsey & Company, March 2021

How the coronavirus could change US personal auto insurance,” McKinsey & Company, April 2020

Coronavirus response: Short- and long-term actions for P&C insurers,” McKinsey & Company, April 2020

From art to science: the future of underwriting in commercial P&C insurance,” McKinsey & Company, February 2019

Past Experience

Bain & Company
Senior partner 

McKinsey & Company
Engagement manager



Yale School of Management

Vassar College
BA, American studies