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Somesh Khanna

Senior Partner, New York
Somesh leads high impact digital transformation, innovation and performance improvement engagements with financial services clients. He is the Global Leader of McKinsey Digital in financial services and across all industry sectors in North America.

About Somesh

Somesh is a leader in our Financial Services Practice and currently leads McKinsey Digital in our banking and insurance sectors globally and across all sectors in North America.

He serves clients on wide-ranging digitally-centered topics, including digital strategy and organization, end-to-end business model redesign, new business building, customer journey redesign and delivery, and analytics-led digital marketing programs to drive increased customer acquisition or cross-sell. He led an engagement with a global insurer that identified digital opportunities across the enterprise that not only drove customer centricity but also unveiled over a half a billion in earnings impact from digital transformation. He is currently leading a digital transformation at a large bank, designed to appify and digitize 10 core end-to-end customer journeys while accelerating and modernizing the bank's processes for product and software development.

Beyond digital, Somesh has also led client teams at retail banks to drive improvement in sales-force performance, profitability, and business process re-engineering. With credit card issuers, he has led engagements on growth, marketing optimization, product innovation, and customer experience. With property-and-casualty insurers he has led claims transformations in specialty, commercial, and personal lines.

Somesh is an avid golfer and is on the board of directors of the Lincoln Center for the Performing Arts and Serious Fun Children’s Network.


The bank of the future,” McKinsey & Company, November 2014

Published work

Banks and the digital flywheel: An engine for ongoing value capture,” McKinsey & Company, July 2018

Six digital growth strategies for banks,” McKinsey & Company, April 2018

From disrupted to disruptor: Reinventing your business by transforming the core,” McKinsey & Company, February 2017

Cutting through the noise around financial technology,” McKinsey & Company, February 2016

Digital America: A tale of the haves and have-mores,” McKinsey Global Institute, December 2015

The fight for the customer: McKinsey global banking annual review 2015,” McKinsey & Company, September 2015

“Go on the offensive: Use digital to build the bank of tomorrow,” Voices on bank transformation: Insights on creating lasting change, McKinsey & Company, March 2015

Strategic choices for banks in the digital age,” McKinsey & Company, January 2015

The bank of the future,” McKinsey & Company, November 2014

Past experience
VP, corporate development

American Express Bank
Director, corporate finance


Northwestern University, Kellogg School of Management
MS, finance and strategic management

Indian Institute of Management
Post-doctorate degree, finance and marketing

Indian Institute of Technology
BS, chemical engineering