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Amar Ghai

Expert associate partner, Philadelphia

Helps financial services organizations advance their digital transformation agenda by building new digital businesses, modernizing technology, and creating new operating models

Amar is a leader of Leap by McKinsey, helping financial services and private-equity clients build new digital businesses, modernize their technology, and create agile operating models. He helps organizations reinvigorate by using digital and agile methods to create the capabilities and culture needed to forge new businesses in a scalable and repeatable manner.

An experienced technology leader, Amar is passionate about interpreting business problems and defining appropriate strategies.

His recent client work includes the following:

  • leading the build of a digital-payments network for a leading healthcare technology company
  • helping a North American commercial bank build and launch a new digital bank, serving as interim chief product and technology officer while developing and scaling the client’s existing and new capabilities
  • leading the agile transformation and execution of digital customer experience journeys for a North American bank’s mortgage and home-equity business, with a focus on creating industry-leading onboarding and servicing capability
  • working with a large North American bank to transform the organizational model for its digital and technology groups, incorporating agile ways of working and a product-based delivery mindset
  • leading a global bank’s target operating-model design across people, process, and technology for anti-money-laundering
  • leading a retailer’s organizational model transformation for digital and technology, including agile ways of working and product-based delivery

Past experience

TD Bank
Senior vice-president, head of payments capabilities
Senior vice-president, head of product and tech, US fintech

Client partner

Client partner


MS, computer science