Our Insights


Insurance beyond digital: The rise of ecosystems and platforms

– Insurance companies have the opportunity to create new sources of revenue by rethinking their traditional roles and adopting an ecosystem mind-set.

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Global payments 2017: Amid rapid change, an upward trajectory

– The global payments industry continues to deliver healthy growth, with underlying fundamentals such as transaction volumes and... account balances demonstrating even greater strength. This rosy scenario also lays the groundwork for significant disruption likely to alter the dynamics between financial institutions and fintechs.

Unlocking the next horizon of growth in the life insurance industry

– The industry’s growth has been flagging—but better serving mass-market and middle-market consumers could add $10 billion... in annual premiums.

Global reinsurance: Fit for the future?

– There are many opportunities for the reinsurance industry to maintain and increase its relevance, as new risks grow in importance... and global macroeconomic conditions become more complex.

The future of customer-led retail-banking distribution

– Customers are leading the way toward next-generation retail-banking distribution strategies.

A call for radical transformation in Western European private banking

– In 2016, Western Europe’s private banking industry turned in a disappointing performance in terms of both growth in assets... under management (AUM) and profitability.
Podcast - McKinsey Global Institute

Financial globalization hits a more stable, inclusive stride

– After the global financial crisis, a number of countries stepped back from the world stage, choosing to instead focus on domestic... capital while being more selective about foreign investments.

Impact investing finds its place in India

– The country’s market for purpose-driven finance could grow to $6 billion to $8 billion in 2025. What’s shaping the landscape?

Data sharing and open banking

– The potential benefits of open banking include improved customer experience, new revenue streams, and a sustainable service model... for underserved markets.

Monetizing data: A new source of value in payments

– Payments providers are already adept at generating customer insights from data. Now, leading firms are using advanced analytics... to monetize the data itself.

Pathways to growth in North American retail banking

– With fintechs targeting profitable banking functions and products, North American retail banks will need strong capabilities in... areas such as advanced analytics, digital factories and customer insights in order to capture revenues.

Mobile financial services in Africa: Winning the battle for the customer

– To compete in Africa’s diverse mobile money markets, banks must offer distinctive mobile and digital services not only in... payments and deposits, but across the spectrum of financial services.
Article - McKinsey Quarterly

A new map for strategic growth in banking

– Portfolio strategists need to look beyond economic development when eyeing new investment.
Report - McKinsey Global Institute

The new dynamics of financial globalization

– Cross-border capital flows have fallen 65 percent since the financial crisis as global banks retrenched, but a more stable form... of financial globalization is emerging.
Blog post

What the new world of insurance could look like

– From a customer’s standpoint, few industries are as ripe for disruption as insurance.

How cognitive technologies are transforming capital markets

– The question for most banks is not whether to deploy artificial intelligence–based technology but how to do so effectively.

Raising returns on analytics investments in insurance

– In an era of narrow margins and slow growth, insurers’ need to invest in analytics has never been greater. A few thoughtful... initiatives can accelerate the analytics journey.

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