About Raúl

Raúl is global leader of our Risk Practice and former leader of McKinsey’s offices in Spain and Portugal. For more than 20 years, he has served clients across core functional areas, including banks, insurers, and payments providers in Europe, Latin America, and Africa.

He has broad experience in enterprise risk management, risk processes, and risk organization and culture. In recent years, he has advised banks in capital optimization and balance sheet management, and supported several restructuring situations in Europe setting up internal and external “bad banks.”

Raúl has a personal interest in innovation and growth in retail banking. He has advised entrepreneurial institutions on a large number of successful market entries and scale ups in emerging markets, creating innovative services, and new product launches.


Universidade Nova de Lisboa

Universidade Tecnica de Lisboa
MSc, systems engineering

Universidade Tecnica de Lisboa
BSc, mechanical engineering