About Kate

A partner in our Chicago office, Kate advises financial institutions on challenges involving risk management, regulatory compliance, and digital technology. She supports major US and international banks, wealth-management firms, and insurance companies in navigating changing regulatory constraints, shifting consumer behavior, and evolving channel dynamics.

Kate leads McKinsey’s work on financial crime, serving clients on fraud prevention, antimoney laundering, and related topics, and helping to develop new proprietary tools and approaches and advance our knowledge in this critical field. She is a regular contributor to industry publications, conferences, and forums, and has particular expertise in controls automation, design of lines of defense, vendor risk management, and risk advanced analytics.

Kate’s recent client projects include:

  • serving a top-five US bank on an operational risk and compliance program, including developing a tool kit for controlling and measuring risk
  • advising an international bank on using technology and lean management to transform its center of expertise for credit-risk adjudication
  • helping a large US bank to introduce machine-learning methods to improve decisions in its credit-card business
  • working with an international securities services firm to introduce lean and agile automation techniques and establish a sustainable, cost-effective operating model
  • supporting a North American bank in the digitization of its customer onboarding journeys, including mortgages, credit cards, check accounts, small business, and wealth management

Kate holds an MBA from the Booth School of Business at the University of Chicago, and a BSc in international economics and modern English studies from the Academy of Economic Studies of Moldova.

Published work

How machine-learning models can help banks capture more value,” McKinsey & Company, January 2017

Sustainable compliance: Seven steps toward effectiveness and efficiency,” McKinsey on Risk, Number 2, January 2017

Compliance in 2016: More than just following rules,” American Banker, January 2016

A best-practice model for bank compliance,” McKinsey & Company, January 2016

“Compliance 2.0: Emerging best-practice model,” McKinsey & Company, October 2015

Education

Booth School of Business, University of Chicago
MBA

Academy of Economic Studies of Moldova and modern English studies
BSc, international economics