Financial Services

Banking's challenges

The search for a sustainable banking model
article

The search for a sustainable banking model

January 2013—To secure future growth, banks must fundamentally transform their economics, businesses, and cultures.more

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Financial globalization: Retreat or reset? - image
report | McKinsey Global Institute

Financial globalization: Retreat or reset?

March 2013—Cross-border capital flows remain 60 percent below their precrisis peak, and growth in financial assets around the world has stalled. Continued retrenchment could jeopardize investment and recovery unless policy makers can "reset" the financial system for a healthier flow of financing that supports economic growth.more

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How alternative investments are going mainstream
article

How alternative investments are going mainstream

September 2012—Almost given up for dead during the crisis, they have fully recovered and are set to outpace traditional assets over the next few years.more

Mobile money Getting to scale in emerging markets
article

Mobile money: Getting to scale in emerging markets

May 2012—The biggest barriers arise from misperceptions and poor execution. Providers can do better.more

Working out of debt
article | McKinsey Quarterly

Working out of debt

January 2012—An update of our research on the efforts of developed countries to work out from under a massive overhang of debt shows how uneven progress has been. US households have made the greatest gains so far.more

Winning strategies for Chinas financial-services sector
article

Winning strategies for China’s financial-services sector

November 2012—As China’s strong financial-services market matures, the companies in it must develop new business and operating models to compete for a more diverse and demanding customer base.more

Emerging Equity Gap
report | McKinsey Global Institute

The emerging equity gap: Growth and stability in the new investor landscape

December 2011—Short of a very rapid change in investor behavior and adoption of new policies in the largest emerging economies, the role of equities in the global financial system may be reduced in the coming decade.more

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Big data impact on payments
report

The impact of big data on payments

March 2012–Digital media is generating vast stores of data. The ability to use this data to understand consumer needs and spot market opportunities will be a crucial weapon in the battle between banks and new payments competitors.

Scaling up a transformation An interview with Eurekos Jeroen van Breda Vriesman
interview

Scaling up a transformation: An interview with Eureko’s Jeroen van Breda Vriesman

March 2011—A member of the executive board describes how the Dutch insurance group first transformed its health division and then started to roll out the changes across the entire company.more

Asian wholesale banking Winning in the new battleground
article

Asian wholesale banking: Winning in the new battleground

March 2011—Banks that serve midmarket and overseas companies will have opportunities to grow revenues and improve skills.more

Chinas changing wholesale landscape
article

China’s changing wholesale landscape

March 2011—The right strategy is key to finding success in this growing market.more

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The material on this page draws on the research and experience of McKinsey consultants and other sources. To learn more about our expertise, please visit the Corporate Finance Practice, Financial Services Practice, McKinsey Global Institute.