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About Toos

Toos leads our Risk Practice in the Americas and directs our work in advanced risk analytics globally. Since joining McKinsey in 1983, he has served financial institutions and transaction-services companies on a broad range of topics including corporate strategy, business-unit strategy, operational performance improvement, and organizational effectiveness. He also helps oversee the Global Banking Pools modeling and analytics capability within our Financial Services Practice.

An expert on US financial services, Toos has recently worked on projects including assessing a wholesale bank’s risk exposure and the impact of regulatory reform on its business, leveraging analytic techniques to improve a commercial bank's small business rating models, helping a property and casualty insurer identify new strategic opportunities to maximize shareholder value, helping a financial institution rethink its growth strategy, and designing a target operating model for a life insurer.

Toos has contributed to leading publications including the Economist, American Banker, and Banking Strategies. He is a frequent speaker at industry forums, including the Securities Industry and Financial Markets Association (SIFMA) conferences.

Based in New York, Toos sits on the board of the New York Philharmonic.

Video

How advanced analytics are redefining banking,” April 2013

Published work

Financial globalization: Retreat or reset,” McKinsey Global Institute, March 2013

Why US banks need a new business model,” McKinsey Quarterly, January 2012

Debt and deleveraging: Uneven progress on the path to growth,” McKinsey Global Institute, January 2012

The state of global banking: In search of a sustainable model,” September 2011

What’s next for US banks,” McKinsey Quarterly, June 2009

A better way to fix the banks,” McKinsey Quarterly, February 2009

What’s in store for global banking,” McKinsey Quarterly, January 2008

Education
University of Michigan MBA
Indian Institute of Technology BS in electrical engineering

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