About Benjamin
A member in our Risk practice, Ben directs our work on credit risk in the Americas. Since joining McKinsey in 1997, he has advised a range of financial institutions in the United States, Canada, Mexico, and South America on risk-related topics, including credit risk, operational risk, enterprise risk management, and capital and liquidity management.
Ben is based in San Francisco. Recent examples of his client work include the following:
- conducting a comprehensive enterprise-risk diagnostic—covering all business units and all risk types—for two leading global banks
- helping a large U.S. bank complete its annual stress test
- developing the risk appetite statement for a large U.S. bank
- validating risk models for mortgages, home equity, credit cards, auto loans, student loans, and other consumer-credit loans for a top 5 US bank
- developing loss-forecasting models for the home-equity division of a top 10 US bank
- helping a large North American bank improve its credit-risk management for small and midsize businesses and large corporate borrowers, including the creation of Basel II–compliant risk models
- helping a leading US bank develop an approach to assess capital adequacy, including capital for credit, market, operational, and other risk types
Published work
“Driving value from post-crisis operational risk management: A new model for financial institutions,” McKinsey Working Papers on Risk, June 2012 (PDF–590 KB)
“Assessing and addressing the implications of new financial regulations for the US banking industry,” McKinsey Working Papers on Risk, March 2011 (PDF–684 KB)
Past experience
| Ashford.com |
Senior Manager, strategic planning |
Education
| Stanford Graduate School of Business |
MBA |
| Massachusetts Institute of Technology |
BS in mathematics and economics |